DUI and Local Auto Insurance California CA
Reader’s Question:
Will a California DUI arrest affect my application for local auto insurance if I transfer and live permanently in Montana?
Victoria
San Diego, CA
The United States government has devised an efficient way to maximize all of its law enforcement activities concerning traffic violations. The formation of the Driver License Compact (DLC) in the year 1960 has made sharing of valuable traffic information between states possible. The states of California and Montana are members of this compact. This means that any traffic violation in California will be reported to the Department of Motor Vehicles in Montana and vice versa. Any traffic citation from the seemingly harmless parking ticket to the serious offense of driving under the influence (DUI) of any controlled substance such as alcohol, illegal drugs, or prescribed drugs that impair the driver’s ability to safely control the vehicle will be reported to the offender’s licensing state.
The 45 member states of the DLC utilize the National Driver Register (NDR). This is an online database of “problem” drivers. Those who have had their licenses canceled or suspended will be listed in here. Additionally, drivers who have DUI citations or other severe traffic violations will have their names listed here. So, if you have had a DUI arrest and/or conviction in California before, the State of Montana will definitely know about it. You may also have a hard time finding a local auto insurance provider in Montana to approve your application if you have been found guilty of serious traffic violations before. Or if you find one, you can expect a very high assessment of premiums since you will be considered an unfavorable insurance risk.
compare car insurance rate, local auto insurance